DebtZero helps you track debts, record payments, and achieve financial freedom—all while keeping your data private and secure on your device.
Budget tracking! Manage income, expenses & savings alongside debt payoff. Get complete financial control with beautiful charts & smart insights. Try free today!!
Powerful features designed with your privacy in mind
Credit cards, student loans, mortgages, car loans, and more. Add unlimited debts and organize them your way.
Log every payment and watch your balances decrease. See your payment history and track your progress over time.
Beautiful charts show your debt payoff journey. See how far you've come and stay motivated to reach your goals.
Never miss a payment with customizable notifications. Get reminded before due dates to avoid late fees.
Premium feature to track income, expenses, and savings. See how much you can allocate to debt payments.
All your data stays on your device. No account required, no data collection, complete privacy and security.
Get started in minutes with these simple steps
Download DebtZero from the App Store. No account creation needed—just open and start using immediately.
Select your preferred currency from 40+ supported options during the quick onboarding. You can change this anytime in settings.
Tap "Add Debt" and enter details: name, type, balance, interest rate, and minimum payment. Customize with colors for easy identification.
Each time you make a payment, log it in the app. Your balance updates automatically, and you'll see your progress grow.
Watch your debt decrease with visual charts and progress indicators. Stay motivated as you work toward financial freedom!
Celebrate milestones along the way. DebtZero helps you stay on track until you're completely debt-free! 🎉
Unlike other financial apps, we take your privacy seriously
Start using DebtZero immediately without providing any personal information. No email, no phone number, no hassle.
All your financial data is stored locally on your iPhone or iPad. We never upload it to external servers.
We will never sell, rent, or share your financial information with third parties. Your data is yours alone.
Track your debts anywhere, anytime. No internet connection required. Complete privacy, complete control.